What are the risks of paying benefits in the digital rubles, and how they are, the head of the State and Municipal Finance Department, Joint Professor “RG” KEN. G.V.
“Many citizens fear that the use of digital rubles will allow the government to control financial transactions, and lose them to a certain amount of financial freedom and secretory.
Another feature that causes suspicion and a particular distrust of citizens is that from the standpoint of the introduction of the digital rubles, citizens can only force social interests in digital rubles (losing the possibility of choosing between money and non -cash). But it is obvious that the voluntary voluntary of the application is the source of successfully implementing this tool. The expert continues because the use of digital rubles to ensure social benefits can lead to the rejection of the population and the worsening of digital inequality.
“In the modern world, it is not possible to completely avoid technical bias (and not always). However, in the person of the recognized authorities, the risks must be balanced and ensure a certain amount of autonomy of the citizens in the digital place,” Kosov is firm. However, the Central Bank and the Ministry of Finance have been declared more than one time – a person can determine whether or not it or not to use digital rubles. In addition, the Russians can translate them into non -gosh and cash, they spend like they are used to.
Of course, Kosov notes that digital rubles have potential benefits to individuals (social benefits and benefits), which can be practically observed with efficient processing. First, the introduction of a digital ruble will reduce the costs of transactions and the maintenance of the money cycle, which will allow you to increase the saved financial resources and increase social allowances or other socio-economic goals.
Second, it allows (if necessary) to monitor the movement of digital ruble funds, which will help the struggle against corruption and the use of social benefits and benefits inappropriately.
Third, the digital ruble can be planned for targeting (for example, to buy food or key medicines). It is useful to support certain types of citizens and to stimulate the social sectors of the economy.
Previously, “RG” I wroteThe Ministry of Finance, Russia Bank and Federal Treasury are discussing the use of digital rubles to serve social benefits.
